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Best Payment Plan Apps for Shopify in 2025

You’re a busy entrepreneur running your ecommerce business,  and researching the best payment plan apps you can use to optimize your Shopify store is time-consuming. So, we took the liberty of doing this legwork for you. 

These apps can help you create payment plans like "buy now, pay later".

By looking at the app store rating, the number of reviews, the app’s top features, and other subjective parameters, we have curated the best payment plan apps. We hope this will help you in your research to pick the best app for your store.

Looking for the best Shopify apps to grow your store? Here are the 4 best payment plan apps you should use, free or paid, based on hundreds of recommendations.
Split ‑ Partial Payments

Split ‑ Partial Payments

by
SpurIT
No reviews
4.2
(
45
)
Free
Key features of the app:
Mutual and halfway installments: Customers may part installment or apply for various installments alternatives with other people.

0% commission: Zero commission for all split installments continued by the Shopify charging system.

Always cutting-edge stock: Orders are flawlessly synchronized with the stock. Oversee incomplete installments effectively in one spot.
Charge Me Later, Wholesale app

Charge Me Later, Wholesale app

by
Buddy Apps
No reviews
4.8
(
72
)
Starts at $9.99/month
Key features of the app:
Charge when required: Allow all or explicit clients to arrange quickly, charge them at whatever point you need e.g NET30 and so on Client can pick Pay Now or Pay Later.

Send Invoice at whatever point required: Send request receipt physically or consequently to the client to permit them to pay through Shopify checkout at whatever point required.

Wholesale Groups and Pricing: Create discount client gatherings, Assign custom estimating to every item/variation, set custom cost according to client gathering.
Klarna On‑Site Messaging

Klarna On‑Site Messaging

by
Klarna
No reviews
3.6
(
96
)
Free
Key features of the app:
Show clients they can pay later : Promoting the accessibility of installment plans on item and checkout pages expands your sales.

Personalize your informing: The informing can be customized, making a more personal and one of a kind web based shopping experience, and more changes for you.

Dedicated uphold group: A devoted help group are holding on to help with any application related inquiries you may have, reach them at skosm@klarna.com.
Laybuy

Laybuy

by
Laybuy
No reviews
3.8
(
4
)
Free
Key features of the app:

Promote to your customers that you offer Laybuy directly on your product pages and cart page without needing to update any site code.

We’ve made coding so easy, anyone can do it with a simple visual tool to allow you to click where you want us to be displayed.

This Application allows you to easily install Laybuy assets onto your site, to ensure that you let your customers know you now offer us.

We know that choosing the right app can be daunting. These are the best apps we found during our research, and we honestly hope one of them is the right one for your store.

If you think there's an excellent app worthy of this list, drop an email to our team at marketing@delight(dot)chat. Until then, happy growing!

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